How long would it take at $90,000 per year to see your life-savings dramatically depleted?
How can you avoid going broke in a nursing home?
How can you ensure your surviving spouse and family have sufficient assets left to survive?
As people come to our live seminars each month, they comment, “Van, I didn’t realize I had any other choice but to spend down to my last $2,000.00 to pay for long term care, leaving my family broke!”
You do have choices.
We see intelligent clients stress about the percentage of expense ratios for retirement investments between .5 and 1.75% per year—but MISS the real, giant expense looming in their elder years: medical care, assisted living and nursing home costs.
While these expense ratios can mean savings of several hundred dollars on your investments each year, not creating an estate plan that accounts for your long-term care expenses can cost you tens of thousands of dollars each year.
We can partner with your financial advisor and accountant to create a sustainable plan to see you through both phases of estate planning: (1) a secure retirement and (2) avoiding going broke in a nursing home.
It begins by calling or signing up on this website to reserve your slot at our next live seminar. Attendees are then eligible for a complimentary, private meeting with attorney Van Smith and his team.
Next Step: Please call Van Smith’s assistant at 804.325.1245 or 757.941.4298 to reserve your spot at this live estate-planning seminar—seating is limited and they consistently fill up weeks in advance.
Retirement and Asset Protection Library:
- Getting Married Later in Life and Handling Finances
- Relocation in Retirement
- Perspectives on Retirement
- The Valuation of Retirement Plans
- Elder Financial Fraud: A Growing Concern in Virginia